What Can You Buy with $2,000 Dollars

what can you buy with $2,000 dollars

So, you had $2,000 fall into your lap and now you’re wondering what to do with it. You should save it as an emergency fund, but if that doesn’t sound too exciting to you, what can you buy with $2,000 dollars? Here’s a list of some fun items and some more practical things you should consider.

what can you buy with $2,000 dollars

What Can You Buy for $2,000 Dollars?

There are thousands of things you can buy if you’ve got an extra $2K in your pocket. Let’s look at some of the fun things you can buy and some more practical items as well.

Fun Items You Can Buy with $2,000 Dollars

If you’ve decided to throw caution to the wind and spend your $2,000 on something fun, here are some ideas to get you started.


You could get a couple of new iPhones for $2,000. It seems like a new model is always coming out or will come out just around the corner, so if you can wait a month or two, you could have a brand new iPhone on the day it is released.


$2,000 won’t get you around the world, but it is enough to go on a nice vacation here in the states, or if you really budget maybe overseas as well.

If you haven’t seen family members in a while, this should get you to where you want to go. Or if you just want to sit on the beach for a week or hike in the mountains, now is the time to do so.

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Down Payment on a Car

While $2,000 won’t get you a new car, it would be a nice downpayment on one. If you have been thinking about trading your car in or buying your first car, this money can get you a long way towards your goal.

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New Furniture

Depending on where you are shopping for furniture, your $2,000 could buy you a new sofa or a whole new living room set, or a new bed for your bedroom.

If your mattress is old and uncomfortable, getting a new one should be at the top of your list. This cash should buy you what you want.

Just look around your house and think about what you’d like to update. Living room, kitchen, dining room, bedroom, the options are endless.


I’ve always loved clothes shopping, but I have to admit, I have never had $2,000 to spend at one time. 

A clothes shopping spree would be a lot of fun and you’d look great afterward. Not to mention, you’d have the fun of showing off all your new clothes to your friends and family.

I have to say, if you spend your money this way, I’d be a little jealous.


In some ways, gambling is just throwing your money away, but if you have been dreaming of a quick trip to Vegas, then now just might be the time.

Chances are, you will lose all of your money, but that doesn’t mean you won’t have fun doing so.

Who knows, maybe you will be lucky and beat the house and actually win turning your $2,000 into even more money.

Just don’t count on that and be prepared to come home empty-handed.

More Practical and Less Fun Things You Can do With $2,000

If you don’t want to throw caution to the wind and want to find something that’s a little more practical and let’s face it a little less fun to do with your windfall, here are some suggestions for you.

Start an Emergency Fund

If you don’t have any money in savings, then starting an emergency fund should be your first consideration.

Having an emergency fund will allow you to handle emergencies without using credit cards or having to borrow money from friends and family. It also means you won’t have to turn to predatory lenders such as car title loans or payday lenders.

Pay Off Debt

If you have some money in savings, then then your second consideration should be to pay off debt. 

Start with your credit cards. Select the one that has the highest interest rate and pay it off first. Then do the next and the next. 

If you are drowning in credit card debt, you might consider a personal loan with a lower interest rate to consolidate them and get them paid off faster.

Save For Retirement

If you have a retirement account, or even if you don’t, there is no time like the present to start one. Take part or all of your $2,000 and put it in your retirement account. It may not seem like much fun now, but when you hit 65, you’ll be glad it’s there.

Save for Something You Really Want or Need

This could be anything, a new car, a house of your own. It doesn’t really matter, but if there is something you really want, your $2,000 will be a good start towards getting it.

You’ll feel better for having saved it than spending it on little things that don’t mean much in the end.

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Related Questions:

Is $2,000 Dollars a Lot of Money?

Whether or not $2,000 is a lot of money all comes down to your perspective and your current living situation. 

If you are making $200,000 a year, then no, it isn’t a lot of money.

On the other hand, if you are like a lot of people, in fact, the majority in the United States, that $2,000 can represent at least 2 weeks of paychecks. 

It is more than most Americans have in an emergency fund, so in that respect, yes, it is a lot of money.

How to Turn $2,000 into $20,000?

The best way to turn $2,000 into $20,000 is to invest it and let it sit in your investment account. The beauty of compound interest is that your $2,000 can become $20,000 all on its own. It takes some time, but it will happen. 

If you average 10 percent interest it will take 7.2 years to turn into $20,000 and if you average 5 percent interest it will take 14. 4 years. 

All you have to do is leave it alone and watch it grow over the years.

To Sum it All Up:

$2,000 is a nice windfall so if you’re wondering what you can buy with $2,000 you should consider a new iPhone, new furniture, or taking a trip. Some more practical suggestions include paying off debt, starting an emergency fund, or saving for retirement.

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